For your convenience Click our I wish to apply... logo to apply now.

We are an authorised representative of credit providers - licence no FSP28260

   Helpful finance tips to help you optimise your financed deal

The excitement of getting a new car can often lead one to make rash decisions when deciding on the various options for car finance. We’ve put together a list of helpful tips to help you optimize your finance deal.

  • Choose your car carefully

The type of car you will be driving will influence what you pay each month.  Previous owners having taken the hit on depreciation over the first couple of years are often a much more affordable option . The cheaper the car, the less finance required and in turn the less the monthly premiums.

  • Put down a bigger deposit

With interest rates rising putting a good deposit down on your car will make a big difference to your monthly payment. The larger the initial deposit on your car, the lower the monthly premiums will be.

  • Pay as much as you can afford on monthly

Car finance can be organized for anything from 12 months to 5 years. The lower the period you choose, the more your monthly payment.  However be careful to compare your total payment over the duration of the deal for different payment periods.  To dramatically reduce paying off your car quickly is sure to reduce your total spend.

  • Look out for extras

Make sure the finance consultant fully explains what you’re getting and what each item costs, as often car finance deals include a host of other products.

  • Ask about penalties

 Make sure there are no penalties for paying your used car loan off early - Please Pay careful attention to the terms of your loan application.

  • All prices are subject to change without notice.

  • An enquiry does not constitute a quotation       

Best viewed - Internet Explorer
Screen resolution - 1024x768
Top of Page Go Back

 Last updated on Thursday, March 14, 2019

E. & O.E.
l   Home   l   Contact Us   l   Enquiry   l    Map   l   News   l   Terms & Conditions   l   Glossary   l   Finance   l   Insurance   l   Finance Calculator   l